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Community Bank & Trust



About Us

Community Bank & Trust is the oldest bank in Habersham County and one of the oldest financial institutions in Northeast Georgia. Founded in 1900, Community Bank & Trust celebrated its 100th Birthday in the Year 2000.

Considered a banking ''pioneer'' by many in the financial services industry, Community Bank & Trust was the first bank to establish a Trust Department; first to offer Discount Brokerage Services; first to install Automated Teller Machines (ATMs); and the first bank in the Nation to license the Supermarket Banking concept. Its subsidiary, Financial Supermarkets, Inc., was also the first company to introduce in-store banking in Europe.

Community Bank & Trust now has over 30 full service banking locations in Habersham, Hall, White, Rabun, Stephens, Jackson, Banks, Barrow, Clarke, Oconee, Troup, and Muscogee Counties in Georgia, as well as banking centers in Bullock and Montgomery Counties in Alabama. The bank is also the parent company of Community Travel Services and Century 21-Community Realty.

With more locations, more diversified service, and longer banking hours - 6-days-a-week - (and in some of its markets 7-days-a-week), Community Bank & Trust has re-defined the traditional definition of ''Banker's Hours.'' We call it Banking the Customer's Way...and you will, too! For more information, call toll-free 1-888-VIP-BANK or 1-888-847-2265.


  • Trust and Investment Services
  • Small Business Services
  • Telephone Banking
  • Loans
  • Mortgages

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